For the full guide on the Budget page, please see: Using the Budget page: An overview.
Understanding your Total Budget Summary
The Total Budget Summary at the top of the page is designed to provide an overview of all your earning and spending budgets.
The date picker
At the top of the summary, you can use the date picker to choose a date range you'd like the Total Budget Summary to cover. You can choose from one of the provided options or select Custom Range and enter a specific date range. To apply a new date range, click APPLY.
Note
The date range will only apply to the earning and spending bars in the Total Budget Summary and not your individual budget categories further down the page unless the 'Use total budget summary date range for budget amount analysis' option is ticked.
When this option isn't ticked, your budgeted categories further down the page will be based on the current budget period for that category.
Learn more about this option here: Applying the Total Budget Summary date range to the entire page
The earning and spending bars
There are two bars in the Total Budget Summary - one represents your total income budgets and actual transactions, and the other represents your total expense budgets and actual transactions.
- The grey background of the bars represents the total budgeted figure for either your earning or spending
- The bars will fill up with green (income/earning) or red (expense/spending) as you earn or spend money
- If you have budgeted to earn more than you have budgeted to spend, a surplus section will show on the spending bar
- If you have budgeted to spend more than you have budgeted to earn, a deficit section will show on the earnings bar
- You can click on either bar to see a breakdown of your budgeted versus actual earned or spent amounts, along with how you're tracking
- We'll let you know if you're above or below target for your income, or whether you have any leftover, or you've overspent in your expense budget
Note
Transfer transactions (any transaction in a transfer category or a transaction in a non-transfer category that is marked as a transfer) are not included in your actual earning and spending figures in the Total Budget Summary. Transfer budgets are also excluded from your budgeted figures in the Total Budget summary.
Analyse individual categories
For a quick visual breakdown of how your individual categories contribute to the Total Budget Summary, hover your mouse over either the total expense or total income summary bars:
For a more in-depth analysis of how each category contributes to the Total Budget Summary you can apply the same date range to the Budget page.
For a more straightforward view, we recommend using the Income & Expense report. See: How the Total Budget Summary is Calculated for more on this!
Include rollover
If you are using our beta Rollover feature, you can choose whether you want rollover amounts to be included in the Total Budget Summary by ticking or unticking Including rollover
This option will only show if you are a beta user and have enabled rollover for a category. This guide has more details about rollover: Rollover budgeting.
